David Chen
20+ years in commercial insurance. Former fleet operations manager turned agency founder.
Dedicated to protecting the businesses that keep America moving — with expertise, integrity, and unmatched responsiveness.
Founded in 2011 in Houston, Texas, Prime Haul Insurance was built by trucking industry veterans who saw a gap in the market — insurance agencies that truly understood the operational realities of commercial transportation.
Today, we serve over 2,400 active policyholders ranging from single-truck owner-operators to regional fleets with 100+ power units. Our team combines deep FMCSA regulatory knowledge with relationships across dozens of A-rated insurance carriers.
We don't just sell policies. We build long-term partnerships that help our clients grow safely, stay compliant, and protect their livelihoods on every mile.
Work With UsTo deliver accessible, comprehensive insurance solutions that empower commercial trucking operators to focus on what they do best — moving freight safely and efficiently — while we handle the complexity of coverage, compliance, and claims.
To become the most trusted name in commercial trucking insurance nationwide — recognized for specialist expertise, transparent communication, and a genuine commitment to the success of every client we serve.
Industry specialists with decades of combined experience in trucking insurance, underwriting, and claims advocacy.
20+ years in commercial insurance. Former fleet operations manager turned agency founder.
Leads underwriting and carrier relations. Expert in FMCSA filings and complex fleet accounts.
Specializes in owner-operator and small fleet accounts. Known for same-day quote turnaround.
15 years in commercial claims. Advocates fiercely for clients throughout the claims process.
Prime Haul Insurance established in Houston, TX with a focus on owner-operator trucking accounts.
Expanded services to mid-size and regional fleet operators with dedicated underwriting team.
Licensed in all 50 states. Opened partnerships with 15+ A-rated insurance carriers.
Surpassed 2,000 active commercial trucking policies with 97% client retention rate.
Now serving 2,400+ policyholders with expanded business and personal lines offerings.
Recognized by Transport Insurance Alliance
Based on 500+ client reviews
All 50 states + DC
A-rated partner network
Active policyholders served
Total premium placed annually
Join thousands of operators who trust us for responsive service and comprehensive coverage.
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